Arbutus Analytics I Applications in Insurance industry

Insurance Management
- Select samples for reserve factors to trace to published tables
- Summarize monthly transactions by new business, death,
  endowments, etc.
- Compare commissions paid based on recalculation and paid amount
- Recompute commissions based on ratios, premium percentages, and
  detail/summary
Real Estate Loans
- Examine real estate mortgage loan file for principal and escrow balances
- Generate frequency distribution of loans by principal value outstanding
- Extract and report on loans past due for specified days or other criteria
- Calculate the unearned and advance interest on real estate loans
- Verify the daily interest accrued, detail or summary, by any criteria
- Track activity and market value of collateral of non-performing loans
Investment Securities
- Calculate total accrued interest receivable by type of security, agent, etc.
- Test amortization of premiums and discounts by selected (re)calculations
- Segregate securities that are outside certain investment grade parameters
- Calculate average yield by investment type and show detail variances
- Generate frequency distributions of market value, interest, and maturity